If you’re aspiring to set up your eCommerce website via WordPress, setting up the right payment gateway is an absolute must. Your future customers would ideally want to see their preferred mode of payment listed on your site. While you have no control over the designing and coding of payment gateways, you still have to bear full responsibilities for any software hiccups that may occur.
What Is A Payment Gateway?
Payment gateways are essentially third-party tools that allow customers to evaluate and process payments for online transactions. It’s much better to have a direct form of payment than relying on contact forms for manual processing. There are numerous benefits of using payments gateways, and with the right security features in place, you can get the most out of them.
Best Payment Gateway Plugins for WordPress
2CheckOut is one of the premium WordPress payment gateway plugins that you can opt for when setting up payment gateways for your WordPress eCommerce website. In addition to offering the standard suite of features, the plugin also provides features like currency conversion and international transactions. You can either choose to include your payment location or process the payment on the 2CheckOut platform.
This payment gateway plugin by itself is free, but you need to pay for the service depending on your usage. With 15 languages available and 87 currency options, it is one of the truly global payment options out there. Debit cards, credit cards, PayPal and other payment methods are supported by the plugin, making it a convenient solution for most WordPress websites.
Authorize.net is one of the most popular WordPress payment gateway plugins, thanks to its fraud protection tools. The service is PCI DSS certified, which safeguards both potential customers and e-commerce business owners from fraud. To use the payments provider, you need to set up a merchant bank account and sign up for the service which starts at $25 per month.
The payment gateway is available to citizens of U.S., Canada, UK, Europe, or Australia only but global payments can be accepted from any user with a valid payment method. The plugin also offers support for automated payments with auto-reminders sent to your users for future transactions. Authorize.net is also compatible with other significant plugins like Shopify, Moolah, Wells Fargo and more.
Braintree is yet another popular payment accepting plugin for WordPress. One of the most significant advantages of the plugin is that you do not have to pay an upfront fee for installing the plugin and you will be charged on a per-transaction fee. The transaction fees vary based on your country and applicable taxes.
Braintree offers its security features and fraud protection. You can accept payments using debit cards, credit cards, Apple Pay, Masterpass, Venmo, PayPal and other major payments providers. You can also split payments with other providers and partners. The design of the app is fully compatible with almost all WordPress themes.
#4. PayPal Pro
PayPal is one of the most reputed payments providers if you want to get more out of your PayPal account, you can opt-in for the optional PayPal Pro service for WordPress and other websites. In addition to the transaction fees, you will also be required to pay a monthly fee. Users can directly pay for products and services on your website without being redirected to PayPal.
You do not need a merchant account if you are using PayPal and funds are deposited directly to your account after payments are processed. Credit card owners can pay using six currencies while PayPal payments allow over 25 currencies from 200+ markets. PayPal Pro is compatible with most shopping carts without any additional setup.
Stripe is one of the most cost-efficient payment gateway services for WordPress. There are no setup or monthly fees that need to be paid, and only the per-transaction costs need to be processed. Stripe offers complete customization options, or you can choose to opt-in for a pre-built checkout page to make things easier.
Stripe is available in over 100 countries, and over 135 currencies are supported by the platform. All major digital payment options, Bitcoin and standard debit/credit card options are available. To support e-commerce websites, Stripe offers automated payments and even support for crowdfunding projects to support your startup. It has all the necessary security features that you can expect as well.
#6. Stripe Free
Stripe Free is a barebones version of Stripe and offers some essential features with no costs attached as well. Your customers will never need to go to a third party website ever again as the plugin allows you to directly accept payments via popular payments providers using all the standard payments options that are available.
You get access to drop payment forms and shortcode based customization options for your WordPress payments page. You can choose from pre-built forms as well to make it easier for yourself. There is a database feature available as well which allows you to see all of your pre-approved payments, cancellations, orders and other payment details.
#7. Mollie Payments
Mollie allows you to quickly integrate the most popular payment methods in WooCommerce on any WordPress website. The ready-made templates for checkout are fairly easy to install, and you can set up your payment gateway with a few simple clicks. The plugin is designed to make payments simpler than ever for your WooCommerce needs.
You do not need to spend too much time handling compliance procedures as Mollie Payments has everything handled and the entire payments process is automated. Payments are intuitive and safe and offer all of the major payment methods you can expect. This payment gateway plugin for WordPress supports a host of local and international payment methods to make it easy for users from any country to make transactions.
WooCommerce QuickPay is a popular WordPress gateway plugin which is integrated with WooCommerce and is extremely easy to set up. It offers easy payment handling with automated payments. You can access all of the API features, and it supports cancellation and refund features as well, to make things easier for your customers.
With built-in security features to prevent instances of fraud and an extremely easy to use UI, you can set up the payments page for your WordPress website in minutes. It comes with pre-built themes that you can choose from or let it integrate with your WordPress theme. Users can order directly from your site without being redirected to QuickPay.
#9. DC – Easy WordPress Paypal Payment/ Donations Plugin
The DC plugin is designed for PayPal users, and it allows website owners to accept payments for their websites without any complicated coding or setup. You can choose from dozens of currencies and showcase the PayPal logo to assure your customers that their transactions are safe. Setting up your payments page is very simple, and it can be done with a few clicks.
You have full control over your payments with timed payments, subscription-based payments and a donation option is available as well. The payment gateway portal redirects users to the PayPal page, allowing them to complete their payment and a return URL brings your customers back to your website once the transaction is done.
#10. PayPal for Digital Goods
PayPal for Digital Goods is a WordPress payment gateway plugin specifically designed for sales of digital goods and services. The plugin comes with a shortcode that allows you to set up a PayPal payments button linked to your bank account. As soon as purchases are made, you will receive a notification, and the user will receive a checkout message stating the same.
The plugin is heavily recommended for selling downloadable files as the downloads can be automated, allowing the user access to the digital goods they paid for without waiting for manual confirmation. All transactions are visible via the admin panel of your website, and you can monitor refunds, canceled payments and more.
#11. Stripe Checkout
Stripe is a simplistic checkout plugin that allows you to add a built-in Stripe button for redirecting to the Stripe payment gateway. As this WP payment gateway plugin is free, you do not get access to a dedicated payments page, and the user is redirected to the external payment gateway. All major payment methods are accepted including debit cards, credit cards from hundreds of countries.
Stripe’s payment portal is known for its reliable checkout process, ensuring all transactions are handled accurately without any failed payments due to issues at Stripe’s backend. Stripe Checkout requires CURL to be installed on your WordPress e-commerce website to work with the payment portal and process transactions for your customers.
#12. Amazon Payments Advanced
Amazon Payments Advanced is a third-party gateway plugin available at the plugin store which allows users to integrate Amazon payments to their WordPress website. Amazon Payments is one of the most reliable payment gateways available which accepts payments from over 150 countries and most currencies. The plugin adds an Amazon Payments button to your website for fees.
If a user wishes to pay using Amazon Payments, they will be redirected to their Amazon account and asked to pay for the transaction with their Amazon Pay Balance or default payment method. Amazon offers top-notch support and a host of features for business owners who take advantage of their Amazon Payments gateway for commercial use.
#13. Razorpay for WooCommerce Bulk Product Discounts
Razorpay is quite a popular payment gateway in Asia. Its simple interface integrates well with WordPress and prevents confusion for your users. The plugin has a nice visual interface that allows you to add discounts on your products via easy-to-use settings. The plugin adds logos of all supported credit card providers neatly, allowing users to identify if their preferred mode of payment is available on your website or not.
OpenPay is an international payment gateway plugin available for free. It is one of the most trusted WordPress payment gateway providers with high-end security features that keep your transactions safe for both your business and your customers. OpenPay is available for credit payments in multiple countries, and debit payments are accepted from any country with valid payment methods.
The payment gateway is based in Australia and Mexico, but global payments are processed by the platform for almost all countries. The plugin also has automated payment capabilities, allowing recurring payments to be made by your customers with minimal setup. It is compatible with other major payment plugins as well for tighter integration and features.
Any Other WordPress Payment Gateway Plugin?
Choosing the right payment gateway plugins is important as they are the cornerstones of all e-commerce transactions. You want the right mix of usability and security to ensure your customers get the best possible experience shopping on your website. You do not want to have too many unnecessary payment gateways as it can get quite confusing, while you also need to cover all of the popular options based on your target market location.
We discussed both free and paid payment gateway plugins. While many of the plugins are free, you are still required to pay transaction fees to your payment provider. Our suggestions covered all major payment platforms. If we didn’t include your favorite payment gateway plugin, let us know more about them in the comments below.